X is for X-mas Concentrate your energies, your thoughts and your capital. Put all your eggs in one basket and then watch that basket, then all your Christmases can come at once!

Assiduity, it means sit down until you do it. Commit yourself to your work and study.

Warren Buffett is one of the best learning machines on this earth. The turtles which outrun the hares are learning machines. If you stop learning in this world, the world rushes right by you.

H is for Habit, winners make a habit of doing the things losers don’t want to do.

Dream, think BIG live the life of your dreams.

P is for Persistence! Nothing in the world can take the place of persistence. Wishing will not; Talent will not; Genius will not; Education will not; Persistence is like a Genie that creates a magical...

the finishing line”!

Just do it! First you make your habits, then your habits make you!

I is for Integrity, be honest with yourself and others.

S is for SCARY! Fear is driven out by action! Bad habits are overcome by good habits.

Think outside the square. Think for yourself don’t just follow the herd. Think multidisciplinary! Problems by definition, cross many academic disciplines.

Warren Buffett chuckled and said to me “I hope it’s not my bad habits” Good Habits once established are just as hard to break as bad habits and bad habits are easier to abandon today...

Z is for Zany! Master the Zany habit of thinking backwards. it will help you become a really great thinker!