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In the last few months, there’s been a lot of volatility. I look for less volatility in the markets. And I look for the leadership to evolve to the following areas — where the rates stay in check – the banks, the utility stocks – those do very well, and financial services and utilities. And the second area that I would look for to do better would be companies with real earnings but relatively low multiples, and examples of those are the communications companies and semiconductor stocks,

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