Even though our new lending group, along with the hiring of other seasoned personnel, increased our operating expenses slightly, our efficiency ratio for the quarter remained strong.

Loan growth and strong net-interest margins continue to be the engines that drive our profitability. With fairly low cost of funds and a net-interest margin that grew to over 6 percent at the end of...

We continued to enjoy quality growth in virtually every area of the company during the fourth quarter and throughout all of last year.

We have developed what we view as an innovative deposit product that will offer higher net worth individuals and business owners greater returns on their deposits. In a rising rate environment, this product is guaranteed...

We are very pleased to hire these qualified individuals to fill much needed positions in our growing Bank. With recent announcements of several bank acquisitions in this market, we’re taking advantage of a number of...