As fixed rates rise, ARMs will become a bigger factor. The rate of increase in home values will slow or will start to stagnate.

You will see a moderation in some markets.

I was able to aggressively quote it because I had the availability of that product.

If your buyer is limited in terms of what they can buy, will prices continue to increase at the pace of the last few years? Not really. You will see a moderation in some markets.