So therefore, as with all insurance, it is important to read your policy beforehand and understand the liability cover you enjoy as well as the limitations.

From an insurance perspective liability, be it personal or general liability, means that the person involved must be legally liable, which can only be decided by a court of law.

Property Owner’s Liability is more of a maintenance issue and comes into play in instances where the property owner has not taken proper precautions.

With most insurance companies you can extend the limit of your liability depending on your own personal requirements.

So therefore, when determining the value of your vehicle for insurance purposes, be it based on the reasonable retail value or market value of the vehicle, it is critical to include this ‘difference’ in that...

So therefore, as with all insurance, stress to clients the importance of reading their policy beforehand and make sure they understand the liability cover they enjoy as well as the limitations.

With most insurance companies the limit of liability can be extended depending on the client’s own personal requirements, but clients need to know this and here the broker plays a critical role. Although most insurance...

One of the most common forms of ‘financial assistance’ is the Hire Purchase (HP) agreement.

Don’t think that by insuring your vehicle for less than its actual replacement value you will be saving on your monthly premiums. You could end up losing a great deal more especially if you’ve purchased...