The ‘average’ customer PIRG mentions has little in common with most bank customers, … PIRG assumes a typical customer bounces checks, deposits bad checks, pays bills late and generally doesn’t manage money well.

At least, nine out 10 people skip fees by paying their accounts on time.

To find the right card, consumers can choose from thousands of products created by more than 6,000 card issuers, … The current credit card environment gives them more and cheaper options than ever.