I am not going to do anything right away. I do have a dental appointment but for the most part I am just going to take my time and relax.

But it’s them that are so good. That’s what this business is all about — it’s people from the ground up. It’s the homeless to Bay St. bankers.

A good manager strives to do the right thing. A good leader strives to do what is right. We are in a business where you can’t measure productivity by time.

You have to shake it off. If we dwell on the last call, we would be no good at the next one.