People who live in rural areas typically file fewer claims than people who live in cities. And the claims that they do file cost less to settle.

At this time of year, there’s not an active harvest going on. This is the time of year we’re expecting rain.

Rural drivers with lower average incomes will bear the burden for urban drivers who will gain sharp rate cuts.

It’s one thing to lose the year’s crop. It’s another to lose the trees, which can have an impact of many years.