I’m sure we could draw on the experiences of Kennebunkport and try to learn from what they might’ve gone through.

I think fees are going away.

Young people’s schedules are challenging. We’re taking it to the customers instead of having them come to the servants.

What they probably would do is create a substitute document for it, … to put through the paper processing system.

It has to contain certain features, and it can be written on anything. As long as it has the elements, the surface doesn’t make a difference. A check is an order to pay someone, that’s...

If they have all the elements, they can be legal tender.

It’s not a slam dunk to get people from Internet banking into bill pay. You have to get people comfortable with it first of all.