We’ve seen a dramatic pickup in these loans since rates starting going up,

Clearly these loans aren’t for everyone. Unless you’ve been disciplined about saving the difference you’re setting yourself up for sticker shock at the end of five years.

Over the last five years, credit scores have been refined to the point where they are now one of the most important factors for lenders.

We love debt in America more so than any other country.

The lending industry is doing what it can to get a piece of the shrinking pie. You’re going to see more aggressive offers in the coming year.

[You may be able to get the best deal on rates and closing cots from your current lender.] But don’t just call your lender out of the blue, … See what others are offering and...

[Equity might have been the only thing preventing foreclosure a decade ago, said Hsieh, but these days most borrowers understand the importance of maintaining their credit score.] Studies show that if you’re a credit worthy...

Anytime the 30-year fixed rate goes over 6 percent, consumers start asking for an alternative product.

We did a million-dollar loan for one gentleman who got four round trip tickets on that loan.

But don’t just call your lender out of the blue. See what others are offering and then go to your own lender. They’ll dig into their discounts if they feel they are going to lose...

If you own your own home free and clear, people will often refer to you as a fool. All that money sitting there, doing nothing.

The attractiveness of this product is flexibility, but that flexibility sometimes can get people in trouble.